Time for a Tune-up? Let us take a look under your hood.
In partnership with ACTA, BrokerLink is proud to offer exclusive rates on home and auto insurance to ACTA Protect members.
Time for a Tune-up? Let us take a look under your hood.
Plus, when you request a quote or provide us with your renewal date you’ll enter to WIN a $100 Canadian Tire Gift Card*
These days, it’s easier than ever to go online and quickly purchase car insurance, without the help of a broker. However, going through a broker gives you something you can’t buy elsewhere: peace of mind. Our brokers will share their knowledge and offer you professional advice so they can find car insurance that makes sense for your lifestyle.
There are many different options to consider when deciding on car insurance; some are required by law, such as liability, while some optional coverages may not apply to you at all. As your insurance advisor, we can help explain all of this while also explaining any discounts you may be eligible for.
What’s affecting your rate?
As an insurance broker, BrokerLink does not determine what your rate will be. Instead, our brokers help you identify your best options based on your current circumstances and coverage needs. However, it is still helpful to understand some of the main factors that influence insurance rates.
The basic equation is simple enough: the higher the risk, the higher the premium. However, evaluating risk is a bit more complicated than that. There are many factors that decide how you compare with other drivers in terms of risk. Every insurance company weighs certain risk factors slightly differently from their competitors.
That’s why we recommend Usage-Based Insurance (UBI)†. UBI is a voluntary program which bases your rates on your driving skills and behaviors, not just the traditional way insurance providers calculate your risk.
Traditional methods include:
- Where you live
- Age
- Number of years licensed in Canada
- Driving record
- Distance traveled
- Type of vehicle
With UBI you can influence your rate regardless of these factors. You’re in total control of your insurance rate and that’s something to cheer for. The better your driving habits, the more you can save. It’s that easy.
In Canada, there are a limited number of insurance companies who offer the UBI program, so we’re proud to offer this option to ACTA members. We’ll take the time to get to know you so you can get insurance that makes sense for you. You’ll walk away with a policy that fits. Nothing you don’t need and everything you do.
Here are some other ways you can save on car insurance:
- Installing winter tires improves your safety on the road
- Park indoors whenever you can, a private garage or driveway allows you to avoid street collisions, potential theft or weather damage
- Routine maintenance will allow professionals to check your brakes, tire treads and necessary fluids to help prepare your vehicle for winter
- Take a driver’s training course, you’ll save with successful completion
- Drive a hybrid and electric vehicle
- Bundling with your home insurance provides additional savings
Don’t spend your free time looking for car insurance. Let us do it for you!
Call 1.866.585.3083 or visit us to make sure you’re covered.
For more details on the contest, find the rules here.
†To qualify, you must complete up to a 9 month assessment period and drive a minimum of 1,000kms. Percentage of discount is determined based on individual user’s driving habits.
*Conditions and restrictions apply to all offers. Offers may change without notice. Services available in Alberta through Canada Brokerlink Inc. and in Ontario through Canada Brokerlink (Ontario) Inc. ™ BrokerLink & Design is a trademark of Canada Brokerlink Inc. and used under license in Ontario. © Copyright 2019 Canada Brokerlink Inc. All rights reserved.
