Should I buy terrorism insurance for my next trip? What coverage is available and is it right for you?

Julie Cazzin - Moneysense, www.thiaonline.com
If you listen to the nightly news you know how prominent terrorism attacks are around the world. If you want to be prepared in case the worst happens to you, you might want to see it get included in your trip cancellation travel insurance. It won’t help you in the event you’re kidnapped, but it will cover the cost of trip rescheduling to avoid unexpected actions by the likes of Al Qaeda, ISIS or Boko Haram.

If you look into terrorism insurance, you’ll find that it’s seeing a lot more interest but there is considerable confusion as well, says Rhonda Podger, manager of Special Benefits Insurance Services, a brokerage service. “Everybody’s asking about it,” she says. “Policy details need to be addressed in black and white to make terrorism insurance coverage a little clearer for travellers.”

The main reason for buying terrorism insurance is simple; it comes down to the fact that terrorist attacks are generally unpredictable, and having the right terrorism coverage with your trip cancellation and interruption travel insurance can make some of us feel safer and more comfortable abroad. Here’s what you need to know to ensure you’re covered. FULL STORY

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