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Please remember that the Insurance exam is designed to test your ability to properly service the needs of your customers. In order to do so, you must have an understanding of the details of travel insurance. This exam is not designed to trip you up with grammatical tricks or "sounds-like" responses. It is a straight-forward review of the information covered in the Study Manual.
There are numerous sites on the internet that give you ideas about studying and writing exams. For those who may be anxious about the Insurance exam, please take some time to look at some of these sites.